Avoid Running Out Of Money In Retirement


  • The truth about how long most people's retirement lasts

  • The "big 3" changes that most portfolios don't account for

  • Simple changes to maximize returns you can make today


3 Steps to avoid running out of money in retirement

Have you ever wondered why someone with a seemingly average job was able to have money well into retirement,  while some people who made great money end up broke?

From the outside, the difference isn’t obvious.

The biggest problem is that most American’s don’t know how long their portfolio will last.

You may have heard others talking about “wealth building” strategies, but the truth is that the average mutual fund investor underperformed the average market by 8.19% according to the Dalbar report. Most people are looking to outperform the market by a wide margin to create a comfortable retirement portfolio. If you’re worried about your money lasting throughout retirement, here are three steps you can take to find freedom.

  • Analyze your true portfolio percentages – Many people who have money in retirement accounts are using old, outdated strategies dating back to the 90’s. They aren’t built to survive today’s turbulent times. These strategies don’t only keep investors from reaching retirement; many times they underperform the market as a whole.The reason why investors tolerate this is because they don’t know the TRUTH. They are held in the dark so their advisors and mutual funds don’t need to be held accountable.Interested in seeing your actual portfolio percentages?You can get a free MRI Portfolio Analysis to find out more.
  • Planning For Taxes:If you live in the US, you know how fickle tax brackets and tax changes can be.Your retirement plan needs to take into account taxes today and estimated taxes in the future (I think everyone knows they are going up).  Simple analysis can be do done to structure a blend that allows you put a good deal of money away tax free today.This percentage depends on current income levels. Many times, higher income individuals today have a number of options they haven’t heard about to maximize their tax savingss
  • Know how much money you can leave to heirs.Running out of money is a major fear, though also how the legacy is passed down from generation to generation is a major issue as well.Many times the way inheritances are structured causes problems for family members.This can be solved if the proper steps are taken into account well before the retirement accounts are created.

If you take into account these 3 strategies, it will definitely help you maximize the life of your portfolio.

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Avoid Running Out Of Money In Retirement


  • The truth about how long most people's retirement lasts

  • The "big 3" changes that most portfolios don't account for

  • Simple changes to maximize returns you can make today


Derick6