Avoid Running Out Of Money In Retirement


  • The truth about how long most people's retirement lasts

  • The "big 3" changes that most portfolios don't account for

  • Simple changes to maximize returns you can make today


How the Smart Money Invests

Why do most investors left to their own devices make investment decisions out of fear? One reason is when they watch financial news on TV or read what many pundits write about they are bombarded by extreme fear based perspectives. Most network TV; most movies are designed to engender fear and related emotions. The psychology of this is interesting. Why are so many so attracted to extreme fear based media?

The bottom line is being a successful investor isn’t all that different than being a successful business person, successful husband, wife or partner. It starts with making choices based on Love, what you are moving toward that brings joy and as Thomas Jefferson so eloquently said, “Life Liberty and the Pursuit of Happiness.”   That it’s not that difficult would not make the evening financial news. Being in a diversified portfolio, ignoring the news and the day to day, month to month and year to year market gyrations is the secret to successful investing!

Mark D. Erwin is an Investment Advisor 

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