Market-Linked CD’s – Better Than a Bank Rate
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Have you looked at CD rates lately? The National average rate for a 5-year CD is paying 1.50%. That is terrible!! Shorter CD rates are next to nothing.
What about MLCD’s? On average, since 2010, the rate on a market-linked CD is 4.18%. That is a considerable difference!
Remember- CD’s are for safety and not to be compared to investing returns. They are a tool in the tool box, to be used properly and wisely.