Avoid Running Out Of Money In Retirement


  • The truth about how long most people's retirement lasts

  • The "big 3" changes that most portfolios don't account for

  • Simple changes to maximize returns you can make today


Merry Christmas (I said it, and I meant it!)

I hope you have an awesome Merry Christmas!!

It’s always a good time of year to remember what is most important to you, and your family. We all have much to be grateful for, and as long as we keep that in the forefront, we will be ok. There are others in the World that don’t have all the blessings we do, so let’s keep them in our thoughts and prayers as well.

As I think about the above statement, whether in the Christmas season, or political season, I am more convinced than ever that the Country’s (or World’s) problems need to be solved from a bottom up approach. We all have the ability to help someone else. And whenever we can reach out to those in need, all good deeds go noticed. We don’t need a government agency telling us what to do, or wait for someone else to give us orders, we all have the ability to do what is ‘right’ on our own. We have freedom, and that’s our greatest strength.

Again, I hope you and your family have a very blessed Christmas.

*************

 

Index                                             YTD 

Dow Jones Industrial Avg. (11,866)   5.24%

S&P 500 (1,220)                           -1.05% 

NASDAQ 100 (2,238)                     1.86%

S&P 500 Growth                            1.74% 

S&P500 Value                              -3.87%

S&P SmallCap 600 Growth             1.61%

S&P SmallCap 600 Value              -4.90%

MSCI EAFE                                -14.79%

MSCI World (ex US)                    -16.09%

MSCI World                                  -8.48%

MSCI Emerging Markets               -19.54%

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